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How would you like to proceed? (Check all that apply)

Find out how we can simplify the VA application process for you.
Send me the 30+ page VA application, I prefer to apply by hand

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Which Of The Following Best Describes The Veterans/Spouse's Marital Status:*

Surviving Spouse who needs care
Single Veteran who needs care
Married Veteran who needs care
Married Veteran with a Spouse who needs care
Veteran and Spouse who both need care

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situation_max_count_calculation

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Other situations: with_home_max_count_calculatiion

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Report BC amount ( Veteran and Spouse who both need care (8+7a+132) - 6) + 2642)

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The Veteran/Spouse may be eligible for VA Benefits.

When the following issue(s) is resolved, the Veteran/Spouse could receive up to per month through the VA’s Aid and Attendance pension benefit.

The Veteran/Spouse may be eligible for VA Benefits.

When the following issue(s) is resolved, the Veteran/Spouse could receive up to per month from the VA. This includes the {input_530} they are currently receiving and an increase of through the VA’s Aid and Attendance pension.

The Veteran/Spouse has a lack of medical or care needs. In order to meet the eligibility requirements for the Aid and Attendance benefit, the applicant must require a protected environment because of a physical/cognitive disability or require assistance with multiple activities of daily living (ADLs). Should care needs increase in the future, they could be eligible.

The Veteran/Spouse is unlikely to qualify for the benefit due to a lack of unreimbursed medical expenses. In order to better meet the eligibility requirements, they should pay out of pocket for care expenses (assisted living, home care, independent living with home care or a protected environment, adult day or nursing home). The Veteran/Spouse could pay either a home care agency, friend, or non-spousal family member for assistance with multiple activities of daily living or a protected environment.

The Veteran/Spouse should meet the VA’s care level criteria if the independent facility will sign documentation stating they offer a protected environment and that the health campus has care providers staffed 24/7.

The Veteran/Spouse is unlikely to qualify for the benefit due to low monthly care expenses relative to monthly income. In order to better meet the eligibility requirements, monthly care expenses must increase. Many families are not paying for all the care they need. An option for these families is to pay a home care agency, friend, or non-spousal family member for assistance with activities of daily living or a protected environment. If they increase their monthly care expenses by they could qualify for the benefit of .

The Veteran/Spouse is unlikely to qualify for the benefit due to low unreimbursed medical expenses. If monthly care expenses are increased by they would better meet the eligibility requirements necessary to qualify for Aid and Attendance pension.

The liquid assets currently exceed the VA’s net worth limit of $150,538. With proper estate or legal planning that follows VA regulations, it is possible to lower assets to meet the eligibility criteria and become eligible for Aid and Attendance pension. AidandAttendance.com works closely with a network of VA Accredited elder law attorneys as well as estate planners to help families qualify for Aid and Attendance as quickly as possible.

The liquid assets plus the value of the home total more than $150,538. Advice from a VA Accredited elder law attorney is recommended prior to submitting the application. AidandAttendance.com works closely with a network of VA Accredited elder law attorneys that help families qualify and remain eligible for VA Aid and Attendance pension.

The Veteran/Spouse is unlikely to qualify for the benefit due to low monthly care expenses relative to monthly income. In order to better meet the eligibility requirements, monthly care expenses must increase. Many families are not paying for all the care they need. An option for these families is to pay a home care agency, friend, or non-spousal family member for assistance with activities of daily living or a protected environment. If they increase their monthly care expenses by they could qualify for the benefit of .

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x= Assets/ (Expenses-Income)

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y= Assets/(Expenses-Income-Benefit Amount)

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z= y-x

The Veteran/Spouse should meet the VA’s care level criteria if the independent facility will sign documentation that states they offer a protected environment and that the health campus has care providers staffed 24/7.

The liquid assets plus the value of the home total more than $150,538. Advice from a VA Accredited Attorney is recommended prior to submitting the application.

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Suggested Resources

Resources

What's Next?

Based on the information you provided, here are some valuable resources that may be able to help.

Select the resources you are interested in:

Current medical care expenses are not yet high enough to meet the VA’s eligibility criteria. That said, we recommend speaking to a financial services professional who specializes in pre-planning for VA and Medicaid benefits. This will help ensure that when care expenses increase, net worth does not prevent eligibility. Pre-planning is much easier than at need crisis planning.

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Pre-Planning Strategies if 4A No and 9 > 200000

I want to learn more about pre-planning strategies from a financial services professional.

Current medical care expenses are not yet high enough to meet the VA’s eligibility criteria. If care is needed, an option is to pay a home care agency, a non-spousal family member or friend to create the income eligibility. Given the current asset level you would also need to work with a financial services professional who specializes in planning for VA and Medicaid benefits.

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Benefit Planning Strategies if 5C No and 9 > 200000

I want to learn more about benefits planning strategies from a financial services professional

Current medical care expenses are not yet high enough to meet the VA’s eligibility criteria. That said, we recommend speaking to a financial services professional who specializes in pre-planning for VA and Medicaid benefits. This will help ensure that when care expenses increase, net worth does not prevent eligibility. Pre-planning is much easier than at need crisis planning.

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Pre-Planning Strategies 5B No and 9 > 200000

I want to learn more about pre-planning strategies from a financial services professional.

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Assets Calculation

Currently assets exceed the VA’s net worth limit. Fortunately, by taking certain steps most families can become eligible to apply either immediately or after a waiting period. This planning typically helps for Medicaid planning purposes as well. To learn more, speak with a financial services professional who specializes in planning for VA and Medicaid benefits.

Benefit Planning Strategies Regular

Free guide to becoming financially eligible for this benefits at your asset level.

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Prepaid Burial Expenses Regular

Free checklist on additional ways to pay for senior care.

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Temporary Care Financing Regular

Learn about options for temporary financing to pay for care until the home is sold

The Veteran/Spouse has not prepaid final expenses. In addition to the funeral cost, which can range from $2,500 to $20,000 (burial, flowers, a meal and other expenses), many people pass away owing thousands for final medical bills, assisted living costs, credit cards, cell phone and other outstanding bills. A final expense policy is invaluable so that loved ones aren’t left to pay these bills. We recommend speaking with an expert in these policies.

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Final Expense Policies

I would like more information about final expense policies.

The Veteran/Spouse anticipates selling their home {input_232} in the next year. We have a network of over 1,000 real estate experts that specialize in working to sell senior’s home that they have typically lived in for decades. This often includes cleaning out, repairs, updates and staging.

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Senior Real Estate Expert Regular

Learn options to sell your home with a senior real estate specialist

Home Proceeds Protection Regular

Free Consultation with a VA benefit expert.

Some families prefer to discuss their circumstances with an elder law attorney Accredited by the Department of Veterans Affairs. We can help you schedule a FREE consultation with an attorney. If you retain an attorney for any services, there are fees associated with his/her assistance. If you would like to be connected with a VA Accredited attorney click the box below.

VA Accredited Attorney Regular

Free Consultation with a VA benefit expert.

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Long Term Care Insurance Expert Regular

You indicated that there is a long term care policy. If the policy has not started paying for care we can schedule a free consultation with an expert to help you maximize the payment

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Pre-planning Strategies Regular

Learn about pre-planning options for the VA’s Aid and Attendance benefit

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Please provide your contact information to receive your selected resources and your benefits eligibility reports.

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If the following issues are resolved, they will likely meet the VA's eligibility requirements.

The Veteran/Spouse is unlikely to qualify for the benefit due to low monthly care expenses relative to monthly income. In order to better meet the eligibility requirements, monthly care expenses must increase. Many families are not paying for all the care they need. An option for these families is to pay a home care agency, friend, or non-spousal family member for assistance with activities of daily living or a protected environment. If they increase their monthly care expenses by they could qualify for the benefit of .

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if partial benefit add on Mail (Veteran and Spouse)

Based on the information you provided, the Veteran/Spouse appears to meet the eligibility criteria established by the Department of Veterans Affairs (VA) and should apply for $0 monthly from the VA.

AidandAttendance.com offers access to an easy-to-use application completion software. Most people complete the VA’s 30+ page application in 30-60 minutes.

When you have entered all the data, the completed application will be ready to print, have signed and mail to the VA. To utilize the software there is a one-time payment of $299, which includes access to a knowledge base for responding to the VA's most common requests and many other valuable resources.

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Report

Military Service and Marriage

The Veteran meets the service requirements.

Since the Veteran is already receiving a monetary benefit from the VA, we believe completing the Aid and Attendance packet will increase their monthly payment by {format_206}.

Health and Medical

The Veteran/Spouse meets the health/medical requirement.

The Veteran/Spouse requires assistance with activities of daily living or they require a protected environment with regular supervision due to physical or cognitive disorders now or in the near future.

There has been a diagnosis of Alzheimer's, Dementia, Parkinson's Disease, or they are legally blind.

The Veteran/Spouse does not meets the health/medical requirement.

The Veteran/Spouse does not require assistance with two activities of daily living and they do not require a protected environment.

Currently the Veteran/Spouse healthcare needs do not appear to meet the VA’s criteria for the Aid and Attendance benefit. If in the future their health care requirements change, come back and complete this questionnaire again. If you believe the medical conditions will qualify, you are welcome to apply for the benefit.

What Care Are They Receiving

The Veteran/Spouse's care/assistance will count as a medical expense.

The Veteran/Spouse's care/assistance will not count as a medical expense.

You reported that the Veteran/Spouse currently lives .

The Veteran/Spouse currently receives home care.

Current medical care expenses are not high enough to qualify for the Aid and Attendance benefit. If care expenses are low because needed care is being put off, we recommend arranging for paid care from a home care agency, non-spousal family member or friend. If in the future their care expenses increase, come back and complete the questionnaire again to assess potential benefits.

The independent living facility staffs a health care professionals 24 hours a day. The healthcare campus should meet the VA’s requirements. Even so, we strongly suggest that they pay for home care from either a home care agency, non-spousal family member or friend to better meet the VA’s eligibility criteria.

The Veteran/Spouse current medical expenses do not meet the VA’s criteria to qualify for the Aid and Attendance benefit at this time. An option they can pursue is to pay either a non-spousal family member, friend, or home care agency to meet the eligibility criteria. If in the future their care expenses change, come back and complete the questionnaire so they can check their eligibility status.

The hourly rate is ${input_628}.

Income

The Veteran/Spouse meets the income requirement.

The Veteran/Spouse does not meets the income requirement.

You reported that the Veteran/Spouse current monthly gross income is {format_35}, and their monthly expenses are {format_215}.

Additionally, long term care insurance pays {format_214} a month.

Their monthly surplus is $0

Assets

The Veteran/Spouse meets the asset requirement.

The Veteran/Spouse does not meet the asset requirement.

You reported that the current total liquid assets are {format_223}.

The Veteran/Spouse gifted or transferred away {format_247}.

The remaining annuity value is {format_256}.

The Veteran/Spouse has already prepaid their funeral.

The Veteran/Spouse owns their primary residence and it sits on {input_229} acres of land.

The Veteran/Spouse anticipates selling the property in the near future. The home is worth {format_232}.

Since the land is over 2 acres and can not be subdivided, the VA will not consider it an asset. Additional documentation will need to be provided with the application to prove this.

The value of the property exceeding 2 acres is worth {format_429}.

The Veteran/Spouse owns other real estate and it is worth {format_258}.

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The total net worth of the (Veteran/Spouse OR Surviving Spouse) is

Only the Department of Veterans Affairs (VA) determines eligibility and benefit amounts. This website is NOT a part of the VA, a service organization or any government agency.

Thank you for completing our comprehensive questionnaire. If you enter the information above and click submit below you will receive an email with your report along with steps on how to move forward.

Click below to change the information you entered.

The Veteran and Spouse may be eligible for $2,642 per month

Page 1 of 5

The Department of Veterans Affairs (VA) reviews four factors when determining eligibility. We begin with the Veterans military service.

Military Service

The next area the VA will examine is your health and living situation.

Health And Medical

What Care Are You Receiving

The VA will then review your monthly income and care expenses.

Income and Expenses

Finally, the VA will consider your assets. Most families are eligible or can become eligible.

Assets

Results

The Veteran/Spouse may be eligible for VA Benefits.

The Veteran/Spouse may be eligible for VA Benefits.

Suggested Resources

What's Next?

Select the resources you are interested in:

Report

Military Service and Marriage

Health and Medical

What Care Are They Receiving

Income

Assets